Steps to Purchase your First Barrie Home

• Get your Own Barrie Realtor

  As your Barrie Real Estate Buyer's Representatives, we represent your interest as a home buyer. Our job is to find you the home you want and to negotiate the best price and conditions for it.
  
  We have access to all Barrie and area homes available for sale listed by any REALTOR®.

• Get Pre-Approved Prior to Shopping
  We will refer you to one of our Barrie Mortgage Brokers prior to home buying. Quickly, you’ll know the amount of mortgage you’ll receive, the rate and the conditions of borrowing. Be sure to get a mortgage commitment in writing.
  
  If you are a Barrie First-time home buyer having a pre-approved mortgage is the best way to go. When you’re pre-approved, you’ll have a commitment in advance from the lender to give you a specific loan at a locked interest rate.
  
  Being pre-approved for your mortgage will tell sellers that you are a serious prospect. You’ll also have more negotiating power.
  
  Currently lenders offer financing of up to 95% of the value of the property. Other lenders may lend you up to 100% of your new home and even, in some cases, lend you money for expenses associated with your home purchase.
  
  We work with a team of Banks and Mortgage Brokers that can help you getting your mortgage pre-approval for FREE. Call us for more info at
  705-716-7611.


• Barrie Closing Costs 
  We will help you determining the amount that you need to budget for closing costs for your Barrie First-time home. These include items such as land transfer tax, home insurance, legal fees, home inspections, etc. Our advise is to budget at least 2% of the cost of your Barrie home for closing costs.
  
  
• First Time Home Buyer's Programs
  Many of our clients are buying their first home so we have lots of information regarding First Time Home Buyers Plans that can help you save money.

Did you know that as part of the economic Action Plan, Ottawa last year introduced the First Time Home Buyers Tax Credit (FTHB) to assist first time home buyers with their closing costs?

Also, Barrie First-time home buyers may be eligible for a refund of all or part of the Land Transfer Tax paid for the purchase of your home. This refund applies to all Barrie homes, whether newly constructed or resale.

Please call us for details regarding all these programs at 705-737-2750.


• Picking your Barrie Home
  Once we evaluate your specific budget, needs and wants, we will show you properties that fit those specifications.Then, we will research the selected properties to identify any problems or issues to help you make an informed decision prior to making an offer to purchase the property.


• Making an Offer
  We will prepare and present the offer to the seller's agent and/or the seller on your behalf. We will also negotiate on your behalf to help obtain the best possible price and conditions.


• Accepted Offer
  Once you have an agreement to purchase your Barrie Home, we will provide you with a list of potential qualified providers (e.g. attorneys, home inspectors, etc.) if these services are needed. 

Click here to see Homes for Sale in the Barrie Area

Our Real Estate services are FREE for Barrie Home Buyers!
Don' pay more rent! Buying is cheaper than renting in most cases!